#agency-guide{--ink:#0a0a0a;--ink-2:#555;--line:#e5e5e5;--line-2:#dcdcdc;--surface:#f5f5f5;--surface-2:#fafafa;--white:#fff;--accent:#c26536;--accent-deep:#7e3e1f;--accent-wash:#fbf3ee;--display:var(--font-seasons), Arial, sans-serif;--body:var(--font-seasons), Arial, sans-serif;--mono:var(--font-geist-mono,"Geist Mono"), ui-monospace, SFMono-Regular, Menlo, monospace;--rail:248px;--gutter:clamp(20px,4vw,48px);--measure:720px}#agency-guide *{box-sizing:border-box}#agency-guide{scroll-behavior:smooth;-webkit-text-size-adjust:100%;background:var(--white);color:var(--ink);font-family:var(--body);font-feature-settings:"ss01";margin:0;font-size:17px;line-height:1.6}#agency-guide a{color:inherit;text-decoration:underline;-webkit-text-decoration-color:var(--line-2);text-decoration-color:var(--line-2);text-underline-offset:3px;text-decoration-thickness:1px}#agency-guide a:hover{-webkit-text-decoration-color:var(--ink);text-decoration-color:var(--ink)}#agency-guide :focus-visible{outline:2px solid var(--ink);outline-offset:3px;border-radius:4px}#agency-guide h1,#agency-guide h2,#agency-guide h3,#agency-guide h4{font-family:var(--display);letter-spacing:-.012em;text-wrap:balance;margin:0}#agency-guide .mono,#agency-guide .kicker,#agency-guide .chip,#agency-guide code{font-family:var(--mono);font-feature-settings:normal}#agency-guide code{background:var(--surface);border:1px solid var(--line);white-space:nowrap;border-radius:6px;padding:1px 6px;font-size:.85em}#agency-guide strong{font-weight:600}#agency-guide p{margin:0 0 1em}#agency-guide ul,#agency-guide ol{margin:0 0 1.1em;padding-left:1.3em}#agency-guide li{margin:.3em 0}#agency-guide li::marker{color:var(--ink-2)}#agency-guide .top{padding:18px var(--gutter);border-bottom:1px solid var(--line)}#agency-guide .top-in{max-width:1200px;padding:0 var(--gutter);justify-content:space-between;align-items:center;margin:0 auto;display:flex}#agency-guide .top .wm{color:var(--ink);align-items:center;display:inline-flex}#agency-guide .top .wm svg{width:auto;height:22px;display:block}#agency-guide .top .crumb{font-family:var(--mono);color:var(--ink-2);letter-spacing:.02em;font-size:12.5px}#agency-guide .top .crumb b{color:var(--ink);font-weight:500}#agency-guide .hero{padding:clamp(40px,7vw,88px) var(--gutter) clamp(28px,4vw,48px);border-bottom:1px solid var(--line)}#agency-guide .hero-in{max-width:1200px;padding:0 var(--gutter);margin:0 auto}#agency-guide .kicker{letter-spacing:.14em;text-transform:uppercase;color:var(--accent-deep);margin-bottom:22px;font-size:12.5px;font-weight:500;display:block}#agency-guide .hero h1{max-width:16ch;font-size:clamp(38px,5.2vw,64px);font-weight:650;line-height:1.02}#agency-guide .hero .lede{color:var(--ink);text-wrap:pretty;max-width:36em;margin:28px 0 0;font-size:clamp(19px,1.7vw,23px);line-height:1.45}#agency-guide .hero .lede em{color:var(--ink-2);font-style:normal}#agency-guide .meta{font-family:var(--mono);color:var(--ink-2);flex-wrap:wrap;align-items:center;gap:12px 26px;margin-top:34px;font-size:12.5px;display:flex}#agency-guide .meta b{color:var(--ink);font-weight:500}#agency-guide .mdlink{font-family:var(--mono);color:var(--ink);-webkit-text-decoration-color:var(--line-2);text-decoration-color:var(--line-2)}#agency-guide .wrap{max-width:1200px;padding:0 var(--gutter);grid-template-columns:var(--rail) minmax(0,1fr);gap:64px;margin:0 auto;display:grid}#agency-guide .rail{align-self:start;max-height:100vh;padding:40px 0;position:sticky;top:0;overflow:auto}#agency-guide .rail .label{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-2);margin-bottom:14px;font-size:12px}#agency-guide .rail ol{border-left:1px solid var(--line);margin:0;padding:0;list-style:none}#agency-guide .rail li{margin:0}#agency-guide .rail a{color:var(--ink-2);border-left:2px solid #0000;gap:10px;margin-left:-1px;padding:7px 0 7px 16px;font-size:14px;line-height:1.35;text-decoration:none;display:flex}#agency-guide .rail a .n{font-family:var(--mono);color:var(--ink-2);min-width:16px;padding-top:2px;font-size:12px}#agency-guide .rail a:hover{color:var(--ink)}#agency-guide .rail a.on{color:var(--ink);border-left-color:var(--ink)}#agency-guide .rail .btn{margin:22px 0 0 16px;padding:8px 14px;font-size:13px}#agency-guide .toc-inline{display:none}#agency-guide main{min-width:0}#agency-guide main>article{max-width:var(--measure);padding:40px 0 64px}#agency-guide section{border-bottom:1px solid var(--line);margin-bottom:40px;padding:8px 0 40px}#agency-guide section:last-of-type{border-bottom:0}#agency-guide .num{font-family:var(--mono);letter-spacing:.12em;color:var(--accent-deep);margin-bottom:12px;font-size:12.5px;display:block}#agency-guide h2{margin-bottom:22px;font-size:clamp(28px,3vw,34px);font-weight:600;line-height:1.12}#agency-guide h3{margin:34px 0 12px;font-size:21px;font-weight:600;line-height:1.3}#agency-guide h4{font-size:17px;font-weight:600;font-family:var(--body);margin:24px 0 8px}#agency-guide .lead{color:var(--ink);text-wrap:pretty;font-size:19px;line-height:1.5}#agency-guide .rule{border-left:3px solid var(--accent);background:var(--surface);border-radius:0 12px 12px 0;margin:24px 0;padding:16px 20px 16px 22px}#agency-guide .rule .tag{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--accent-deep);margin-bottom:6px;font-size:12px;display:block}#agency-guide .rule p{margin:0;font-size:16px;line-height:1.5}#agency-guide .rule p+p{margin-top:8px}#agency-guide .limit{border:1px solid var(--line-2);background:var(--white);border-radius:12px;margin:24px 0;padding:16px 20px}#agency-guide .limit .tag{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-2);margin-bottom:6px;font-size:12px;display:block}#agency-guide .limit p{margin:0;font-size:16px;line-height:1.5}#agency-guide .chip{letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep);border:1px solid var(--accent);vertical-align:2px;white-space:nowrap;background:var(--accent-wash);border-radius:999px;margin-left:6px;padding:1px 8px;font-size:12px;display:inline-block}#agency-guide .tbl{border:1px solid var(--line);border-radius:12px;margin:22px 0 28px;overflow:hidden}#agency-guide table{border-collapse:collapse;table-layout:fixed;width:100%;font-size:15.5px;line-height:1.5}#agency-guide .bill col.c1,#agency-guide .bill col.c2{width:30%}#agency-guide .bill col.c3{width:40%}#agency-guide th{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);text-align:left;background:var(--surface);border-bottom:1px solid var(--line);vertical-align:bottom;padding:12px 16px;font-size:12px;font-weight:500}#agency-guide td{vertical-align:top;border-bottom:1px solid var(--line);overflow-wrap:anywhere;padding:14px 16px}#agency-guide tr:last-child td{border-bottom:0}#agency-guide td:first-child,#agency-guide td strong{font-weight:600}#agency-guide td code{white-space:normal}#agency-guide .roles{gap:14px;margin:22px 0 28px;display:grid}#agency-guide .role{border:1px solid var(--line);border-radius:12px;overflow:hidden}#agency-guide .role-name{font-family:var(--display);background:var(--surface);border-bottom:1px solid var(--line);margin:0;padding:14px 18px;font-size:20px;font-weight:600}#agency-guide .role dl{grid-template-columns:168px minmax(0,1fr);column-gap:18px;margin:0;padding:0 18px;display:grid}#agency-guide .role dl div{display:contents}#agency-guide .role dt{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);border-bottom:1px solid var(--line);padding:14px 0 12px;font-size:12px;line-height:1.5}#agency-guide .role dd{border-bottom:1px solid var(--line);margin:0;padding:12px 0;font-size:15.5px;line-height:1.55}#agency-guide .role dl div:last-child dt,#agency-guide .role dl div:last-child dd{border-bottom:0}#agency-guide .shot{border:1px solid var(--line);background:var(--surface-2);border-radius:14px;margin:28px 0;overflow:hidden}#agency-guide .shot img{width:100%;height:auto;display:block}#agency-guide .shot figcaption{color:var(--ink-2);border-top:1px solid var(--line);background:var(--white);padding:12px 18px 14px;font-size:14.5px;line-height:1.5}#agency-guide .shot figcaption strong{color:var(--ink);font-weight:600}#agency-guide .illo{border:1px solid var(--line);background:var(--surface);border-radius:14px;margin:28px 0;overflow:hidden}#agency-guide .illo-art{max-width:660px;margin:0 auto;padding:22px 26px 6px}#agency-guide .illo-art svg{width:100%;height:auto;display:block}#agency-guide .illo figcaption{color:var(--ink-2);border-top:1px solid var(--line);background:var(--white);padding:12px 18px 14px;font-size:14.5px;line-height:1.5}#agency-guide .illo figcaption strong{color:var(--ink);font-weight:600}#agency-guide .illo-tag{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);border:1px solid var(--line-2);vertical-align:1px;background:var(--surface);border-radius:999px;margin-right:10px;padding:1px 8px;font-size:11.5px;display:inline-block}#agency-guide .diagram{border:1px solid var(--line);background:var(--white);border-radius:16px;margin:30px 0 34px;padding:26px 26px 22px}#agency-guide .diagram .cap{font-family:var(--display);letter-spacing:-.01em;margin:0 0 20px;font-size:24px;font-weight:600;line-height:1.25}#agency-guide .dgrid{grid-template-columns:minmax(0,1.15fr) 88px minmax(0,1fr);align-items:stretch;row-gap:14px;margin:0;padding:0;list-style:none;display:grid}#agency-guide .dgrid li{display:contents}#agency-guide .dhead{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);align-self:end;padding:0 2px;font-size:12px;line-height:1.5}#agency-guide .dhead.h1{grid-column:1}#agency-guide .dhead.h2{grid-column:2}#agency-guide .dhead.h3{color:var(--accent-deep);grid-column:3}#agency-guide .who{background:var(--surface);border-radius:10px;flex-direction:column;grid-column:1;justify-content:center;padding:14px 16px;display:flex}#agency-guide .who b{font-size:15.5px;font-weight:600;line-height:1.35;display:block}#agency-guide .who span{color:var(--ink-2);margin-top:3px;font-size:13.5px;line-height:1.4;display:block}#agency-guide .arrow{grid-column:2;justify-content:center;align-items:center;display:flex}#agency-guide .arrow svg{width:72px;height:22px;display:block;overflow:visible}#agency-guide .pays{border:1.5px solid var(--ink);border-radius:10px;flex-direction:column;grid-column:3;justify-content:center;padding:14px 16px;display:flex}#agency-guide .pays b{font-size:15.5px;font-weight:600;line-height:1.35;display:block}#agency-guide .pays span{color:var(--ink-2);margin-top:3px;font-size:13.5px;line-height:1.4;display:block}#agency-guide .dnote{font-family:var(--mono);color:var(--ink-2);margin:18px 0 0;font-size:12.5px;line-height:1.5}#agency-guide .ck{border:1px solid var(--line);border-radius:16px;margin-top:26px;overflow:hidden}#agency-guide .ck-head{border-bottom:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:16px;padding:22px 26px 18px;display:flex}#agency-guide .ck-head h3{margin:0;font-size:24px}#agency-guide .ck-head .sub{font-family:var(--mono);color:var(--ink-2);margin-top:6px;font-size:12.5px}#agency-guide .ck-rules{background:var(--surface);border-left:3px solid var(--accent);padding:16px 26px 16px 24px}#agency-guide .ck-rules .tag{font-family:var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--accent-deep);margin-bottom:8px;font-size:12px;display:block}#agency-guide .ck-rules ul{gap:8px;margin:0;padding:0;list-style:none;display:grid}#agency-guide .ck-rules li{margin:0;padding-left:0;font-size:15px;line-height:1.45}#agency-guide .ck-rules li b{font-weight:600}#agency-guide .ck-grid{grid-template-columns:1fr 1fr;gap:0;display:grid}#agency-guide .ck-col{padding:8px 26px 18px}#agency-guide .ck-col+.ck-col{border-left:1px solid var(--line)}#agency-guide .step{padding:14px 0 6px}#agency-guide .step h4{align-items:baseline;gap:10px;margin:0 0 8px;font-size:15px;font-weight:600;display:flex}#agency-guide .step h4 .n{font-family:var(--mono);color:var(--accent-deep);letter-spacing:.08em;white-space:nowrap;flex:none;font-size:12px}#agency-guide .items{margin:0;padding:0;list-style:none}#agency-guide .items li{grid-template-columns:16px 1fr;align-items:start;gap:10px;margin:0 0 8px;padding:0;font-size:14.5px;line-height:1.45;display:grid}#agency-guide .items li .box{border:1.5px solid var(--ink);border-radius:3px;width:15px;height:15px;margin-top:3px}#agency-guide .items code{padding:0 5px;font-size:12.5px}#agency-guide .ck-foot{border-top:1px solid var(--line);font-family:var(--mono);color:var(--ink-2);flex-wrap:wrap;justify-content:space-between;gap:12px;padding:12px 26px;font-size:12px;display:flex}#agency-guide footer{border-top:1px solid var(--line);padding:34px var(--gutter) 48px}#agency-guide .foot-in{max-width:1200px;padding:0 var(--gutter);font-family:var(--mono);color:var(--ink-2);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin:0 auto;font-size:12.5px;display:flex}#agency-guide .foot-in .wm svg{width:auto;height:18px;color:var(--ink);display:block}#agency-guide .foot-in a{color:var(--ink)}@media (max-width:1024px){#agency-guide .wrap{grid-template-columns:minmax(0,1fr);gap:0}#agency-guide .rail{display:none}#agency-guide .toc-inline{border:1px solid var(--line);border-radius:12px;margin:34px 0 8px;padding:14px 18px;display:block}#agency-guide .toc-inline .label{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);font-size:12.5px}#agency-guide .toc-inline ol{margin:12px 0 4px;padding-left:1.4em;font-size:15px}#agency-guide .toc-inline a{text-decoration:none}#agency-guide article{padding-top:8px}}@media (max-width:720px){#agency-guide{font-size:16px}#agency-guide .bill table,#agency-guide .bill tbody,#agency-guide .bill tr,#agency-guide .bill td{width:auto;display:block}#agency-guide .bill thead,#agency-guide .bill colgroup{display:none}#agency-guide .bill tr{border-bottom:1px solid var(--line);padding:16px 18px 8px}#agency-guide .bill tr:last-child{border-bottom:0}#agency-guide .bill td{border:0;padding:0 0 12px;font-size:16px}#agency-guide .bill td:first-child{font-family:var(--display);padding-bottom:10px;font-size:19px;font-weight:600}#agency-guide .bill td[data-label]:before{content:attr(data-label);font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin-bottom:3px;font-size:12px;display:block}#agency-guide .role dl{grid-template-columns:minmax(0,1fr)}#agency-guide .role dt{border-bottom:0;padding:14px 0 0}#agency-guide .role dd{padding:4px 0 14px}#agency-guide .role dl div:last-child dd{border-bottom:0}#agency-guide code{white-space:normal;overflow-wrap:anywhere}#agency-guide .ck-col{padding:8px 18px 16px}#agency-guide .ck-head,#agency-guide .ck-rules,#agency-guide .ck-foot{padding-left:18px;padding-right:18px}#agency-guide .dgrid{grid-template-columns:1fr;row-gap:8px}#agency-guide .dgrid li.dheads,#agency-guide .dhead{display:none}#agency-guide .who,#agency-guide .arrow,#agency-guide .pays{grid-column:1}#agency-guide .arrow{height:22px}#agency-guide .arrow svg{width:22px;transform:rotate(90deg)}#agency-guide .pays{margin-bottom:10px}#agency-guide .pays:before{content:"Bills to";font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--accent-deep);margin-bottom:4px;font-size:12px;display:block}#agency-guide .ck-grid{grid-template-columns:1fr}#agency-guide .ck-col+.ck-col{border-left:0;border-top:1px solid var(--line)}#agency-guide .hero h1{max-width:none}}@media print{#agency-guide .draft,#agency-guide .rail,#agency-guide .btn,#agency-guide .toc-inline,#agency-guide .capture,#agency-guide .spec{display:none!important}#agency-guide .shot,#agency-guide .illo{break-inside:avoid;border-radius:0}#agency-guide{color:#000;font-size:11pt}#agency-guide .wrap{display:block}#agency-guide a{color:#000;text-decoration:none}#agency-guide section{break-inside:auto}#agency-guide .tbl{border:0}#agency-guide .role{break-inside:avoid}}#agency-guide{min-width:0;font-weight:400}#agency-guide ul{list-style-type:disc}#agency-guide ol{list-style-type:decimal}#agency-guide .rail ol,#agency-guide .dgrid,#agency-guide .items,#agency-guide .ck-rules ul{list-style:none}#agency-guide section[id]{scroll-margin-top:24px}#agency-guide [tabindex="-1"]:focus{outline:none}#agency-guide .rail a[aria-current=location]{color:var(--ink);border-left-color:var(--ink)}@media (prefers-reduced-motion:reduce){#agency-guide{scroll-behavior:auto}}#agency-guide .top-in{flex-wrap:wrap;gap:16px}#agency-guide .top .wm{flex-shrink:0}#agency-guide .account-links{flex-shrink:0;align-items:center;gap:10px;margin-left:auto;font-size:14px;font-weight:500;display:flex}#agency-guide .account-links a{white-space:nowrap;justify-content:center;align-items:center;min-height:44px;text-decoration:none;display:inline-flex}#agency-guide .account-login{padding:0 6px}#agency-guide .account-login:hover{text-decoration:underline}#agency-guide .account-signup{border:1px solid var(--ink);background:var(--ink);color:var(--white);border-radius:999px;padding:0 18px}#agency-guide .account-signup:hover{background:#333;border-color:#333}@media (max-width:720px){#agency-guide .top{padding:12px 20px}#agency-guide .top-in{gap:10px;padding:0}#agency-guide .top .wm svg{height:20px}#agency-guide .account-links{gap:6px}#agency-guide .account-signup{padding:0 14px}}
@media (max-width:720px){#agency-guide .hero-in{padding-inline:0}#agency-guide .hero h1{overflow-wrap:anywhere;font-size:clamp(32px,8vw,38px);line-height:1.08}#agency-guide .meta{gap:10px 20px}}@media (max-width:1024px){#agency-guide .toc-inline a{align-items:center;min-height:44px;padding-block:6px;display:inline-flex}#agency-guide .toc-inline li{margin-block:2px}}